Terms of Service

Last updated: September 23, 2026

These Terms of Service ("Terms") are an agreement between you and OptionsLoop App, LLC ("OptionsLoop," "we," "us") governing your use of the OptionsLoop app and website (the "App"). By creating an account or using the App, you agree to these Terms. If you don't agree, don't use the App.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally able to enter into these Terms to use the App.

2. Your account

• You sign in with a Google account. You're responsible for keeping that account secure.
• You're responsible for the accuracy of any data you enter or import into the App.
• You may request deletion of your account and data at any time — see our Privacy Policy.

3. Acceptable use

You agree not to:

• Use the App for any unlawful purpose, or to violate any applicable securities laws or regulations;
• Attempt to access another user's data, or interfere with or disrupt the App's infrastructure;
• Reverse engineer, scrape, or resell the App or its data without our written permission;
• Use the App to provide financial advice or trading signals to third parties.

4. Data you provide, and data you import

You retain ownership of the trade data you enter or import into the App (including via CSV import from third-party brokerages). You're responsible for having the right to import any such data. We provide export tools (CSV/JSON) so you always have a copy of your own data.

5. Ads and purchases

• The free version of the App displays ads — served by Google AdMob in the iOS/Android app, and by Google AdSense on the web app.
• You may purchase a one-time "Remove Ads" upgrade or a Premium subscription through the Apple App Store or Google Play Store. All app-store purchases are processed by Apple/Google and are subject to their respective terms and refund policies — we do not process payments directly and cannot issue refunds ourselves.
• On the web app, a Premium subscription is processed by Stripe and is subject to Stripe's terms. You can manage or cancel it any time from the "Manage Subscription" link in the app; canceling stops future billing but does not itself entitle you to a refund of amounts already charged.

6. Third-party services

The App relies on third-party services, including Google (Firebase, AdMob, AdSense), RevenueCat, Stripe, and, if you choose to enable it, Finnhub for live pricing. Your use of features backed by those services is also subject to their own terms and privacy policies.

7. No warranty

The App is provided "as is" and "as available," without warranties of any kind, express or implied, including that it will be uninterrupted, error-free, or that any calculation (P&L, ROI, wheel status, or otherwise) is accurate. You are responsible for independently verifying any figures before relying on them.

8. Limitation of liability

To the maximum extent permitted by law, OptionsLoop and its operator will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or trading losses, arising from your use of the App, even if advised of the possibility of such damages. Our total liability for any claim relating to the App will not exceed the amount you paid us in the 12 months before the claim arose (or $10 if you have not made any payment).

9. Termination

You may stop using the App and request account deletion at any time. We may suspend or terminate your access if you violate these Terms or misuse the App.

10. Changes to these Terms

We may update these Terms from time to time. We'll update the "Last updated" date above when we do. Continued use of the App after a change means you accept the updated Terms.

11. Governing law

These Terms are governed by the laws of the State of Kansas, without regard to conflict-of-law principles.

12. Contact

Questions about these Terms? Email optionsloopapp@gmail.com.